Privacy Policy
Last Updated: Aug 30, 2025
1. Introduction
Smart EMI Calculator ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information about you when you use our service.
2. Information We Collect
We may collect information you provide directly to us and information we collect automatically.
- Information You Provide: The loan data (amount, interest, term, etc.) you enter into the calculator is processed to provide you with calculations and AI analysis. This data is processed on our servers but is not stored or associated with any personal identifiers.
- Information from Sharing: If you use the "Share" feature, the parameters of your calculation are encoded into a URL. We do not store this URL or track its usage.
- Analytics Information: We use analytics services (like Firebase Analytics) to help us understand usage patterns for our service. This information is aggregated and does not identify any individual user.
3. How We Use Information
We use the information we collect to:
- Provide, maintain, and improve our services.
- Perform calculations and generate AI-driven analysis as requested by you.
- Monitor and analyze trends, usage, and activities in connection with our services.
4. Sharing of Information
We do not share your personal information with third parties except as described in this Privacy Policy. We do not sell any user data.
5. Data Security
We take reasonable measures to help protect information about you from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction.
6. Changes to This Policy
We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us.