Advanced Smart Loan & EMI Calculator
Comprehensive loan and EMI calculation with GST, fees, prepayment, and foreclosure analysis.
Loan Details
Enter comprehensive loan information to calculate EMI
Your EMI will be debited on the 8th of every month.
GST Configuration
Auto Mode: Results update instantly as you type.
Manual Mode: Click the 'Calculate' button to see updates.
EMI & Loan Breakdown
A detailed breakdown of your loan costs
Base EMI
₹0.00
(Principal + Interest)
Average Monthly Cost
₹0.00
(Incl. all fees and taxes)
Detailed Cost Analysis
(A)Principal Amount
₹0.00
(B)Total Interest Payable
₹0.00
(C)GST on Interest (18%)
₹0.00
(D)Processing Fee (1%)
₹0.00
(E)GST on Processing Fee (18%)
₹0.00
Total Extra Payment
(B+C+D+E) - The total amount you pay over and above the principal loan amount.
₹0.00
Total Cost of Loan
(A+B+C+D+E) - The total amount you will have paid by the end of the loan tenure.
₹0.00
Calculation Summary
For a loan of ₹0.00, you will end up paying a total of ₹0.00.This means you are paying an extra ₹0.00 over the loan tenure.
This results in an average monthly cost of ₹0.00.